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Why are there two login options when I launch the mobile app on my tablet?

When launching the mobile app on a tablet there are two login options. The top option is to access the mobile app using your username and password or Touch ID . This will enable you to view your accounts, manage standing orders and direct debits. You can also manage your payees, message your banker and make transfers and payments to payees you have paid before.

The bottom option is to access the full service with your username and card and reader or your username and mobile password to login with CouttsID. This will provide you with access to the full range of features and will be of particular benefit if you need to make a payment to a new payee, because the payment will have to be authorised with your card and reader or CouttsID.

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